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Shout Mortgage LLC 2084100. Information subject to change. Certain restrictions apply. Subject to approval of borrower and investor guideline requirements. Down payment is provided as a 2nd lien against the subject property. 2nd lien bears a 0% interest rate and cannot exceed a $15,000 loan amount. 2nd lien has no minimum monthly payment requirements, a term of 360 months and is fully due as a balloon payment upon the occurrence of either a refinance of the 1st lien, payoff of the 1st lien or the final payment of the amortization schedule of the 1st lien. Borrower must qualify based on Home Possible® guidelines. Some exclusions may apply. The principal, interest, and MI payment of a $350,000 30-year Fixed-Rate Loan at 6.999% and 97% loan-to-value (LTV) is $2433.32. The Annual Percentage Rate (APR) is 7.528% with estimated finance charges of $6,500. The principal and interest payments, which will continue for 360 months until paid in full, do not include taxes and home insurance premium, which will result in a higher actual monthly payment. Rates current as of 6/18/2024. Subject to borrower approval. Some exclusions may apply.